Abundo ESG Portfolios

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By The Numbers Comparison

Portfolio Name

Fund Fees per year %

Annual Fund Fees on $50,000 Portfolio

Morningstar ESG Score (lower is better)

Number of ETFs that are intentionally sustainable

General ESG

0.12%

Anti-Deforestation

0.20%

Clean Energy

0.19%

Gender Equality

0.16%

Good Health & Nutrition

0.18%

Guns Excluded

0.12%

Disease Eradication

0.19%

Tobacco Excluded

0.17%

Affordable Housing

0.13%

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Minority Empowerment

0.33%

Core Portfolio (Non-ESG)

0.09%

Typical Advisory Fund (Not Us)

2.3%

$60

$100

$95

$80

$90

$60

$95

$85

$65

$166

$45

$1,150

22.42

22.53

23.08

22.84

24.22

22.42

23.62

22.50

23.24

22.77

N/A

N/A

7

8

8

7

5

7

5

6

7

7

N/A

N/A

Quick Notes on our By The Number Comparison

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Overall the cost and ESG performance all of our portfolios are very comparable, so we encourage you to choose the cause the that you care about most. For comparison, the cost of a typical advisors investments is an annual fund fee of 2.3%, which translates to $1,150 on a $50,000 portfolio.
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All scores are weighted averages and are based on a 70% Stocks /30% Bonds portfolio
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"The number of ETFs that are intentionally sustainable" statistic is based off of whether the ETF advertises itself as sustainable in its prospectus. The total number of ETFs in each portfolio is eleven. It should also be noted that just because an ETF is not advertised as sustainable, does not mean that ETF doesn't happen to be sustainable.
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All of our portfolio data on this page is updated quarterly
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Although we took past performance into consideration when we built our portfolios, we don't post that data because past performance is not a guarantee of future performance, so we don't encourage our clients to chase past returns. However, you are free to lookup this data on your own if you would like to, using our full list of portfolio holdings below.

How Did We Curate Our ESG Portfolios?

We built our ESG Portfolios with our core investing principles of using low-cost, diversified, highly liquid ETFs, but we also screened for ETFs with high ESG scores. We first screened thousands of ETFs to build the best all around portfolio possible from a performance and ESG perspective. This is now our General ESG portfolio. We then used ESG screening tools such as the non-profit As You Sow to further filter down our thousands of screened ETFs into portfolios centered around specific causes such as Anti-Deforestation and No Tobacco.

Portfolio Descriptions

General ESG

Our General ESG portfolio forms the foundation of all of our other ESG portfolios. It was built by comparing thousands of ETFs on the basis of their performance, annual fund fees, liquidity, diversification, whether it was advertised as sustainable on its prospectus, and its Morningstar ESG score. Liquidity was measured by comparing each fund's open market bid/ask spread. Diversification was measured as the percentage of the ETFs assets in its ten largest holdings. This is our lowest cost ESG portfolio, and it also has the best Morningstar ESG score of any of our ESG portfolios

Anti-Deforestation

Our Anti-Deforestation portfolio is comprised of ETFs that have lower exposures to high deforestation-risk companies. These are generally agricultural commodity producers and traders that produce and trade palm oil, paper/pulp, rubber, timber, cattle, and soy, or have a significant record of contributing to deforestation. This portfolio screened out banks that lend to high deforestation-risk producers and traders, or major consumer brands which sell products from high deforestation-risk producers and traders.

Clean Energy

Our Renewable Energy & No Fossil Fuel portfolio seeks to minimize your investment dollars' exposure to fossil fuel companies and companies with high carbon footprints. It also invests your dollars more heavily in ETFs that are comprised of renewable energy companies. Investing in fossil fuel companies has recently become more than just a moral question. It has also become a decision that could come with real financial risks. When emissions are constrained, fossil fuel companies with carbon reliant assets (coal plants, offshore oil rigs) will become stranded. Over the past few years, a growing movement of investors representing more than $6 Trillion dollars have reduced or eliminated completely their fossil fuel investments. 

Gender Equality

Our Gender Equality portfolio was constructed by looking for ETFs made up of companies with good gender balance in both it's management and overall workforce, and companies with policies that promote gender equality. The specific types of gender balance metrics that were looked at were the following:

  • The gender balance of the board of directors

  • The gender balance of corporate executives and senior management

  • The gender balance of the overall workforce

  • The gender ratio of management compared to total employees.

The types of gender equality promoting policies that were looked for were the following:

  • Equal access to training and career development

  • Non-discriminatory recruitment policy

  • Commitment to pay a fair wage to all employees

  • Protections for employees reporting harassment

  • Initiatives to reduce trafficking and human rights risks throughout the supply chain

Good Health & Nutrition

Our Good Health & Nutrition portfolio includes ETFs that are comprised of companies that generate a higher percentage of their income from healthy goods and services. While "healthy" can be a broad term, generally what was looked for in each ETF was companies that sell  or produce products and services that meet the highest possible health and nutrition standards. 

Guns Excluded

Our No Guns portfolio is relatively straight forward. It avoids ETFs that are comprised of both gun manufacturers and major gun retailers. The gun retailers that were screened out were retailers that sell handguns, shotguns, rifles, assault rifles, high capacity magazines, and ammunition.

Disease Eradication

Our Disease Eradication portfolio screens for ETFs comprised of companies that generate revenue from products and services that contribute to the treatment of major diseases. Each ETF was given a "Major Disease Treatment Score" based on what percentage of revenue the companies in the ETF generated from major disease treatment. This portfolio has become especially relevant due to the large impact of the Covid-19 pandemic.

Tobacco Excluded

Similarly to our No Guns portfolio, our No Tobacco portfolio is relatively straight forward. It avoids ETFs containing multinational tobacco companies and tobacco-promoting entertainment companies.

Affordable Housing

Our Affordable Housing portfolio swaps out the portion of our General ESG portfolio invested in real estate with a real estate ETF that is geared towards real estate that is more affordable for lower income residents. It also is contains an ETF that is invested in companies that produce materials for affordable housing real estate.

Minority Empowerment

Our Minority Empowerment fund substitutes the Large-Cap and Mid-Cap ETFs (large and mid-sized US company ETFs) in our General ESG portfolio with the Impact Shares NAACP Minority Empowerment ETF

(Ticker: NACP). The NACP ETF tracks an index that is designed to provide exposure to US companies with strong racial and ethnic diversity policies, empowering employees irrespective of their race or nationality.

 

NACP belongs to the company Impact Shares, which is a 501(c)(3) nonprofit organization that donates all of the net advisory profits from the NACP ETF's management fee to the NAACP. Founded in 1909, the historic power of the NAACP in advancing human rights has been truly transformative. It has impacted an expansive range of issues within American society from the eradication of lynch mobs, to ensuring equal education (Brown v. Board of Education), and ushering in the Civil Rights movement. In the 21st century, the NAACP sees corporate America as the “third act” for the equity movement, with racial and ethnic equity, empowerment, and inclusion the next frontier for the private sector.

Portfolio ETF Holdings

General ESG

USSG   

SUSL    

VOE

ESML

VSGX

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

Xtrackers MSCI USA ESG Leaders Eq ETF

iShares ESG MSCI USA Leaders ETF

Vanguard Mid-Cap Value ETF

iShares ESG MSCI USA Small-Cap ETF

Vanguard ESG International Stock ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Clean Energy

USSG   

ESGV    

NUMG

ESML

ICLN

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

Xtrackers MSCI USA ESG Leaders Eq ETF

Vanguard ESG US Stock ETF

Nuveen ESG Mid-Cap Growth ETF

iShares ESG MSCI USA Small-Cap ETF

iShares Global Clean Energy ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Good Health & Nutrition

VHT   

FSTA    

VOE

ESML

SDG

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

Vanguard Health Care ETF

Fidelity MSCI Consumer Staples ETF

Vanguard Mid-Cap Value ETF

iShares ESG MSCI USA Small-Cap ETF

iShares MSCI Global Impact ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Disease Eradication

BBH   

USSG    

XHE

XBI

VSGX

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

VanEck Vectors Biotech ETF

Xtrackers MSCI USA ESG Leaders Eq ETF

SPDR S&P Health Care Equipment ETF

SPDR S&P Biotech ETF

iShares Global Clean Energy ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Affordable Housing

USSG   

SUSL    

XHB

ESML

VSGX

ESGE

SCHH

EDV

VCLT

EAGG

JPST       

Xtrackers MSCI USA ESG Leaders Eq ETF

iShares ESG MSCI USA Leaders ETF

SPDR S&P Homebuilders ETF

iShares ESG MSCI USA Small-Cap ETF

Vanguard ESG International Stock ETF

iShares ESG MSCI EM ETF

Schwab US REIT ETF

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Anti-Deforestation

NULG  

SHE     

NUMG

ESML

VSGX

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

Nuveen ESG Large-Cap Growth ETF

SPDR SSGA Gender Diversity ETF

Nuveen ESG Mid-Cap Growth ETF

iShares ESG MSCI USA Small-Cap ETF

Vanguard ESG International Stock ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Gender Equality

SHE     

VOE

ESML

VSGX

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

SPDR SSGA Gender Diversity ETF

Vanguard Mid-Cap Value ETF

iShares ESG MSCI USA Small-Cap ETF

Vanguard ESG International Stock ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Guns Excluded

USSG   

SUSL    

VOE

ESML

VSGX

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

Xtrackers MSCI USA ESG Leaders Eq ETF

iShares ESG MSCI USA Leaders ETF

Vanguard Mid-Cap Value ETF

iShares ESG MSCI USA Small-Cap ETF

Vanguard ESG International Stock ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Tobacco Excluded

USSG   

SUSL    

VOT

VBK

SDG

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

Xtrackers MSCI USA ESG Leaders Eq ETF

iShares ESG MSCI USA Leaders ETF

Vanguard Mid-Cap Growth ETF

Vanguard Small-Cap Growth ETF

iShares MSCI Global Impact ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

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Minority Empowerment

NACP    

VOE

ESML

VSGX

ESGE

XLRE

EDV

VCLT

EAGG

JPST       

Impact Shares NAACP Minority Empowerment ETF

Vanguard Mid-Cap Value ETF

iShares ESG MSCI USA Small-Cap ETF

Vanguard ESG International Stock ETF

iShares ESG MSCI EM ETF

Real Estate Select Sector SPDR

Vanguard Extended Duration Trs ETF

Vanguard Long-Term Corporate Bd ETF

iShares ESG U.S. Aggregate Bond ETF

JPMorgan Ultra-Short Income ETF

Cash

Core Portfolio

SCHG

SCHD

VOT

VBK

LOWC

SPEM

FREL

EDV

VTEB

VCIT

HYLB

BNDX

Schwab US Large-Cap Growth ETF

Schwab US Divident Equity ETF

Vanguard Mid-Cap Growth ETF

Vanguard Small-Cap Growth ETF

SPDR MSCI ACWI Low Carbon Target ETF

SPDR Portfolio Emerging Markets ETF

Fidelity MSCI Real Estate ETF

Vanguard Extended Duration Trs ETF

Vanguard Tax-Exempt Bond ETF

Vanguard Interm-Term Bd ETF

Xtrackers USD High Yield Corp Bd ETF

Vanguard Total International Bond ETF

Full financial reports on all of our portfolios are available upon request